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Our Focus

We work to create an efficiently managed, well-understood benefits package that best meets our clients’ objectives for attracting and retaining employees by focusing on the following components:

Communication – We supply our clients with a host of resources to effectively communicate the details of their benefit plans to employees, and to increase the perceived value of those plans. Some examples of these resources include customized websites, benefit summary manuals, hidden paycheck benefit summaries, informational newsletters, and more.

Compliance – We make every effort to ensure that our clients know and understand all rules and regulations that directly or indirectly affect their benefit program so that they will take the necessary steps to remain in compliance with these laws at all times. These efforts include: COBRA administration, life insurance tax reporting, form 5500 preparation, FSA/HRA/HSA administration and testing, HIPAA compliance initiatives, HRnext resource, semi-annual Lunch & Learn programs, Compliance Alerts, contract/SPD review and much more.

Underwriting/Risk Management – We study our clients’ financial picture so that we can apply the most cost-effective solutions to their benefit plans. We do this through: equilibrium pricing, evaluating funding/financing arrangements, risk transfer, tax advantaged tools, claims cost management, contribution strategies, plan design and contribution benchmarking, carrier compatibility, voluntary benefits, etc.

Medical Management – Promoting a healthy workforce is one of the key components to lowering healthcare claims costs, and this can be done by proactively addressing chronic health conditions and maintaining the well-being of all employees through specialized wellness and health risk management programs. To help our clients better understand the importance of maintaining a healthy workforce, we have developed a medical management component that can aid employers with vendor selection, facilitation and maintenance of programs that can keep their business healthy.

Benefit Solution/Administration – We offer our clients a vast array of customer care and administration options in order to help them get the most of their experience with us. Not only do we have online account management programs to go with the custom benefits websites, but we also have a fully integrated service team ready to coordinate all aspects of the employee benefit plan.

We tie these components together with a sixth component (Strategic Planning) in which we help our clients develop, implement and manage a custom benefit strategy that best meets their organizational objectives for recruiting and retaining employees.