etucker

About Ellen Tucker

Area VP, Health & Welfare Consultant - Ellen’s expertise in the areas of underwriting, product development, financial analysis, provider relations, market research, strategic planning and benefit administration make her one of the most knowledgeable individuals in the healthcare industry today.
22 08, 2018

Amazon Enters the Pharmacy Market

By |August 22nd, 2018|Employee Benefits|Comments Off on Amazon Enters the Pharmacy Market

Amazon Enters the Pharmacy MarketOn June 28th, Amazon announced that they signed an agreement to buy PillPack, an online pharmacy that was started in 2013. PillPack provides prepackaged doses of multiple medications labeled by date and time, coordinate refills, provide [...]

20 07, 2018

Employee Classification in a Gig Economy

By |July 20th, 2018|Employee Benefits|Comments Off on Employee Classification in a Gig Economy

Employee Classification in a Gig Economy If a worker is incorrectly classified as an independent contractor and is not offered health and welfare benefits, the company is liable and has to repay benefits back to the date they would have been eligible [...]

3 04, 2018

Managing Your Medical Costs

By |April 3rd, 2018|Employee Benefits|Comments Off on Managing Your Medical Costs

Managing Your Medical CostsAfter over 25 years in the benefits industry, I have seen a lot of changes. Creating a strategy around your benefits program and executing that strategy is hard work, and the challenges and choices are increasingly complex. Best [...]

18 12, 2017

Medical Cost Trend 2018: New Year, New Normal

By |December 18th, 2017|Employee Benefits|Comments Off on Medical Cost Trend 2018: New Year, New Normal

2018 TrendsPwC released their annual report on Medical cost trend “Behind the numbers 2018.” Highlighted below is a brief summary of some of their predictions and how employers may be impacted.

Single Digit Medical Trend

According to the report, growth in employer medical [...]

12 10, 2017

Amazon and the Prescription Question

By |October 12th, 2017|Health Management|Comments Off on Amazon and the Prescription Question

Amazon and the Prescription QuestionWould you order prescription drugs through Amazon? That is one of the questions Amazon is likely trying to answer as they decide whether or not to create a pharmacy benefit manager (PBM), contract with an existing PBM, or [...]

4 08, 2017

COBRA and Severance Agreements – A Gift or a Curse?

By |August 4th, 2017|Employee Benefits|Comments Off on COBRA and Severance Agreements – A Gift or a Curse?

COBRA and Severance Agreements – A Gift or a Curse?Employers sometimes allow former employees to remain on their health insurance plan for some period of time after termination of employment at no cost or reduced cost to the terminated employee.  While this [...]

28 12, 2016

Top 10 Health Industry Issues For 2017

By |December 28th, 2016|Health Management|Comments Off on Top 10 Health Industry Issues For 2017

health-industryAs 2016 comes to a close, predictions for 2017 being released.  Pour a cup of eggnog (low-fat eggnog), and settle in for an overview of the top 10 health industry issues for 2017 released by PwC Health Research Institute.

We will have a [...]

27 12, 2016

HSA Rules – A Quick Review

By |December 27th, 2016|Employee Benefits|Comments Off on HSA Rules – A Quick Review

hsa-rules1Based on the recent election, health savings accounts (HSA) are likely here to stay.  While there may be changes, including the possibility of having an HSA without enrollment in a qualified high deductible health plan, currently there are rules that [...]

24 05, 2016

Value-Based Contracts For Drugs: The New Trend?

By |May 24th, 2016|Employee Benefits|Comments Off on Value-Based Contracts For Drugs: The New Trend?

value-based contractsIn reviewing claims and utilization data for my clients, I often find that pharmacy costs are increasing at a higher rate than other categories. Upon further analysis, the cost may be related to expensive drugs such as those [...]

10 03, 2016

Oral Health: More Than Just a Pretty Smile

By |March 10th, 2016|Health Management|Comments Off on Oral Health: More Than Just a Pretty Smile

Oral HealthWhat do endocarditis, cardiovascular disease, diabetes, HIV/AIDS, osteoporosis, and Alzheimer’s disease have in common? According to the Mayo Clinic, all of these diseases may have a link to oral health. Understanding the connection between oral health and diseases, [...]

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