etucker

About Ellen Tucker

Area VP, Health & Welfare Consultant - Ellen’s expertise in the areas of underwriting, product development, financial analysis, provider relations, market research, strategic planning and benefit administration make her one of the most knowledgeable individuals in the healthcare industry today.
4 08, 2017

COBRA and Severance Agreements – A Gift or a Curse?

By |August 4th, 2017|Employee Benefits|Comments Off on COBRA and Severance Agreements – A Gift or a Curse?

COBRA and Severance Agreements – A Gift or a Curse?Employers sometimes allow former employees to remain on their health insurance plan for some period of time after termination of employment at no cost or reduced cost to the terminated employee.  While this [...]

28 12, 2016

Top 10 Health Industry Issues For 2017

By |December 28th, 2016|Health Management|Comments Off on Top 10 Health Industry Issues For 2017

health-industryAs 2016 comes to a close, predictions for 2017 being released.  Pour a cup of eggnog (low-fat eggnog), and settle in for an overview of the top 10 health industry issues for 2017 released by PwC Health Research Institute.

We will have a [...]

27 12, 2016

HSA Rules – A Quick Review

By |December 27th, 2016|Employee Benefits|Comments Off on HSA Rules – A Quick Review

hsa-rules1Based on the recent election, health savings accounts (HSA) are likely here to stay.  While there may be changes, including the possibility of having an HSA without enrollment in a qualified high deductible health plan, currently there are rules that [...]

24 05, 2016

Value-Based Contracts For Drugs: The New Trend?

By |May 24th, 2016|Employee Benefits|Comments Off on Value-Based Contracts For Drugs: The New Trend?

value-based contractsIn reviewing claims and utilization data for my clients, I often find that pharmacy costs are increasing at a higher rate than other categories. Upon further analysis, the cost may be related to expensive drugs such as those [...]

10 03, 2016

Oral Health: More Than Just a Pretty Smile

By |March 10th, 2016|Health Management|Comments Off on Oral Health: More Than Just a Pretty Smile

Oral HealthWhat do endocarditis, cardiovascular disease, diabetes, HIV/AIDS, osteoporosis, and Alzheimer’s disease have in common? According to the Mayo Clinic, all of these diseases may have a link to oral health. Understanding the connection between oral health and diseases, [...]

29 12, 2015

Reflecting On 2015: Employee Benefits

By |December 29th, 2015|Employee Benefits|Comments Off on Reflecting On 2015: Employee Benefits

reflect on employee benefis

It was a busy, and often complicated, year in the world of employee benefits. As 2015 draws to a close, and we look toward 2016, let’s reflect on some of the significant events that occurred this year regarding healthcare and [...]

2 06, 2015

Tobacco Cessation: To Penalize Or Not?

By |June 2nd, 2015|Healthcare Reform|Comments Off on Tobacco Cessation: To Penalize Or Not?

ThinkstockPhotos-464406055The Equal Employment Opportunity Commission (EEOC) recently released proposed rules that clarify the definition of “voluntary” in the context of wellness programs under the Americans with Disabilities Act (ADA). The proposed regulations clarify that employers may offer incentives limited [...]

11 02, 2015

Anthem Cyber Attack – The Importance of Data Security

By |February 11th, 2015|HCW Company News|Comments Off on Anthem Cyber Attack – The Importance of Data Security

data breachAnthem, Inc., a Blue Cross and Blue Shield company providing health insurance in 14 states, has reported a data breach. Anthem is one of the country’s largest health insurer and the database that was hacked included names, [...]

19 12, 2014

FSA Balances – Time to Spend Down or Roll Over

By |December 19th, 2014|Health Management|Comments Off on FSA Balances – Time to Spend Down or Roll Over

FSAFlexible Spending Accounts allow employees to set aside a portion of their income on a pre-tax basis to use for qualified expenses.  For 2015, the maximum amount that can be put in an FSA is $2,550.  Participation in an FSA and/or [...]

6 08, 2014

Healthcare Cost Transparency – There’s An App For That

By |August 6th, 2014|Health Management|Comments Off on Healthcare Cost Transparency – There’s An App For That

mobile healthcare costThere is a lot of talk about transparency in the cost of healthcare. Providing cost, quality, and other information before treatment lowers costs, improves outcomes and goes hand in hand with encouraging employees to be better consumers of healthcare. [...]

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