jbinkley

About Joy Binkley

Area VP, Health & Welfare Consultant - Joy is a trusted member of the HCW consulting team. She prides herself on helping clients create and manage a customized benefit program for their employees. Joy’s client advocacy, in conjunction with her warm personality make her an asset to HCW.
26 03, 2018

Stop Loss Markets Putting the Brakes On

By |March 26th, 2018|Employee Benefits|Comments Off on Stop Loss Markets Putting the Brakes On

Stop Loss Markets Putting the Brakes OnRecent trends in the medical stop loss market are showing most stop loss risk managers have been suffering significant losses in the past few years. This can be attributed to an increased number of high cost [...]

17 01, 2018

Investing In Paid Family Leave

By |January 17th, 2018|Employee Benefits|Comments Off on Investing In Paid Family Leave

Investing In Paid Family LeaveAre you ready to invest your organizational dollars to compensate for paid family leave? With the onset of 2018, one major state amended their Disability Benefits Law (DBL) to mandate paid family leave for those employers located [...]

1 11, 2017

With an Aging Workforce – Have You Given Your Benefit Plan a Proper Checkup?

By |November 1st, 2017|Employee Benefits|Comments Off on With an Aging Workforce – Have You Given Your Benefit Plan a Proper Checkup?

Have You Given Your Benefit Plan a Proper CheckupIn the past, most individuals looked forward to an early retirement, or at the very least, retiring when they turned 65. However, new statistics show that many Americans are working past age 65. [...]

12 09, 2017

Employee Wellness: Are You Adapting Your Plans to Remain Relevant?

By |September 12th, 2017|Employee Benefits|Comments Off on Employee Wellness: Are You Adapting Your Plans to Remain Relevant?

Taking a Pulse on Your Employee Healthcare_ Are You Adapting Your Plans to Remain Relevant“Uncertainty” tends to be the common word that best describes how employees and employers feel about healthcare these days. Based on a recent study “Wellness in the [...]

5 06, 2017

Are You Ready For Gen Z?

By |June 5th, 2017|Human Resources|Comments Off on Are You Ready For Gen Z?

101More importantly, can you speak their language?

For the past decade, we have been adapting to Millennials in the workplace but the new generation, Gen Z, will challenge our communication plans like nothing in the past.  More than 25% of [...]

21 03, 2017

Using Data To Make Your Benefit Plan More Efficient

By |March 21st, 2017|Employee Benefits|Comments Off on Using Data To Make Your Benefit Plan More Efficient

using dataTired of guessing whether your employees value their benefits?  Using big data can help you quantify whether employees are leveraging the many ways you’re investing in their overall wellbeing and engagement.

Big data, or data analytics, has been used [...]

31 01, 2017

Top 5 Employee Benefit Trends for 2017

By |January 31st, 2017|Employee Benefits|Comments Off on Top 5 Employee Benefit Trends for 2017

10th annual conferenceNow that the new presidential administration is in place, it’s time to look forward to see what is on the horizon for key employee benefit trends.  A recent article in Benefit Focus narrowed in on [...]

15 11, 2016

President-Elect And Others Zero In On Interstate Selling Of Insurance

By |November 15th, 2016|Healthcare Reform|Comments Off on President-Elect And Others Zero In On Interstate Selling Of Insurance

president-elect-others-zero-in-on-interstate-selling-of-insuranceWith a multitude of articles being released this week post-election, a common thread appears that changes could be afoot for the Affordable Care Act (ACA) and health insurance in general.  Throughout President-elect Trump’s campaign he made it clear that he [...]

31 08, 2016

Buyer Beware, Clipping Coupons Can Cost Your Pharmacy Plan Big Bucks

By |August 31st, 2016|Health Management|Comments Off on Buyer Beware, Clipping Coupons Can Cost Your Pharmacy Plan Big Bucks

pharmacyUnfortunately, in the normal consumer world, one often thinks that a coupon or discount card will save you money.  But as we recently watched in the news, thanks to Mylan’s EpiPen price hikes, the solution of offering [...]

22 06, 2016

Do Transparency Tools Make Us Better Consumers?

By |June 22nd, 2016|Employee Benefits|Comments Off on Do Transparency Tools Make Us Better Consumers?

time for a(4)Transparency tools may make us better consumers but will they really help keep health plan costs down?  A couple of recent studies indicate that this tactical approach, which is intended to make us better shoppers of healthcare, is [...]

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