jforbes

About Joanne Forbes

Area VP, Health & Welfare Consultant - Joanne works with clients to analyze their benefit plan and then design a plan of action to support their objectives for recruiting and retaining employees. Joanne is a well-respected veteran with over 20 years of experience in the fields of employee benefits, business development and business consulting.
16 05, 2018

9 States and Counting: The Employers’ Burden of the Loss of the Individual Mandate Tax Penalty

By |May 16th, 2018|Compliance|Comments Off on 9 States and Counting: The Employers’ Burden of the Loss of the Individual Mandate Tax Penalty

9 States and CountingSigned in December 2017, the Tax Cuts and Jobs Act eliminates PPACA’s federal individual mandate penalty for not having health insurance starting in 2019.

 

 

 

Many employers shrug at this news since the elimination of the federal individual mandate … [...]

20 02, 2018

Will 2018 Be The Year of Transformational Change in Healthcare?

By |February 20th, 2018|Employee Benefits|Comments Off on Will 2018 Be The Year of Transformational Change in Healthcare?

Will 2018 Be The Year of Transformational Change in HealthcareHealthcare has been on a hyperinflation for many years and is often the most volatile expense that companies manage.  As labor markets tighten, employers are taking a fresh look at the tools [...]

21 12, 2017

Employee Leaves of Absence Challenge Employers

By |December 21st, 2017|Employee Benefits|Comments Off on Employee Leaves of Absence Challenge Employers

Employee Leaves of Absence Challenge EmployersWe are currently experiencing a very tight labor market. Many corporations are reporting that enormous growth is possible but they simply can’t hire enough people to deliver the additional business. Ironically, one of the top trends [...]

3 10, 2017

Next Big Trend in Benefits: Student Loan Repayment

By |October 3rd, 2017|Employee Benefits|Comments Off on Next Big Trend in Benefits: Student Loan Repayment

Next Big Trend in Benefits_ Student Loan RepaymentBecause millennials account for as much as 35% of the working population, employers are seeking ways to recruit and retain this growing part of their employee base. However, these younger workers, many of whom came [...]

19 07, 2017

It’s Better to Nudge than Push Benefit Program Selections

By |July 19th, 2017|Employee Benefits|Comments Off on It’s Better to Nudge than Push Benefit Program Selections

It’s Better to Nudge than Push - Book ReviewFor those of you that have a summer reading list, I’d recommend “Nudge, Improving Decisions About Health, Wealth, and Happiness” by Richard H. Thaler and Cass R. Sunstein. While not a new book, it [...]

27 04, 2017

Heads Up: HR Technology Has Everyone Looking Down

By |April 27th, 2017|Human Resources|Comments Off on Heads Up: HR Technology Has Everyone Looking Down

heads upIt is not your imagination that everyone is staring at their laps.

Mobile and wearables have the focus of your employees and they are increasingly wanting you to deliver benefit content and updates to them on these devices. From white [...]

5 01, 2017

3 Benefit Considerations For Millennials

By |January 5th, 2017|Employee Benefits|Comments Off on 3 Benefit Considerations For Millennials

pulsework-coMillennials, usually described as the emerging generation of the workforce including those born between 1980 and 1996, are quickly becoming a large percentage of the employed population.  As with every new workforce generation, employers watch for different needs in order [...]

10 10, 2016

Will Carrier Consolidation Drive Prices Up or Down?

By |October 10th, 2016|Employee Benefits|Comments Off on Will Carrier Consolidation Drive Prices Up or Down?

will-carrier-consolidation-drive-prices-up-or-down_The Justice Department is questioning the merger of Aetna and Humana, and CIGNA and Anthem, citing that too much merging of insurers will create a monopoly like industry which will ultimately result in higher consumer prices.  Kaiser [...]

20 05, 2016

Healthcare Transparency Tools: A Hit Or Miss?

By |May 20th, 2016|Employee Benefits|Comments Off on Healthcare Transparency Tools: A Hit Or Miss?

healthcare toolsWe used to say that people have more information about the price of the next car that they’re going to buy then the next knee surgery or MRI that they are going to have. Furthermore, because there is [...]

6 01, 2016

NC Healthcare Benefits & Cost Survey Now Open

By |January 6th, 2016|Employee Benefits|Comments Off on NC Healthcare Benefits & Cost Survey Now Open

NC Healthcare Benefits & Cost Survey Blog ImageOver the past couple of years, employers have been reevaluating and redefining the benefit norms. They are trying to remain competitive and take care of employees, while managing costs. That’s where the NC [...]

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