jforbes

About Joanne Forbes

Area VP, Health & Welfare Consultant - Joanne works with clients to analyze their benefit plan and then design a plan of action to support their objectives for recruiting and retaining employees. Joanne is a well-respected veteran with over 20 years of experience in the fields of employee benefits, business development and business consulting.
3 10, 2017

Next Big Trend in Benefits: Student Loan Repayment

By |October 3rd, 2017|Employee Benefits|Comments Off on Next Big Trend in Benefits: Student Loan Repayment

Next Big Trend in Benefits_ Student Loan RepaymentBecause millennials account for as much as 35% of the working population, employers are seeking ways to recruit and retain this growing part of their employee base. However, these younger workers, many of whom came [...]

19 07, 2017

It’s Better to Nudge than Push Benefit Program Selections

By |July 19th, 2017|Employee Benefits|Comments Off on It’s Better to Nudge than Push Benefit Program Selections

It’s Better to Nudge than Push - Book ReviewFor those of you that have a summer reading list, I’d recommend “Nudge, Improving Decisions About Health, Wealth, and Happiness” by Richard H. Thaler and Cass R. Sunstein. While not a new book, it [...]

27 04, 2017

Heads Up: HR Technology Has Everyone Looking Down

By |April 27th, 2017|Human Resources|Comments Off on Heads Up: HR Technology Has Everyone Looking Down

heads upIt is not your imagination that everyone is staring at their laps.

Mobile and wearables have the focus of your employees and they are increasingly wanting you to deliver benefit content and updates to them on these devices. From white [...]

5 01, 2017

3 Benefit Considerations For Millennials

By |January 5th, 2017|Employee Benefits|Comments Off on 3 Benefit Considerations For Millennials

pulsework-coMillennials, usually described as the emerging generation of the workforce including those born between 1980 and 1996, are quickly becoming a large percentage of the employed population.  As with every new workforce generation, employers watch for different needs in order [...]

10 10, 2016

Will Carrier Consolidation Drive Prices Up or Down?

By |October 10th, 2016|Employee Benefits|Comments Off on Will Carrier Consolidation Drive Prices Up or Down?

will-carrier-consolidation-drive-prices-up-or-down_The Justice Department is questioning the merger of Aetna and Humana, and CIGNA and Anthem, citing that too much merging of insurers will create a monopoly like industry which will ultimately result in higher consumer prices.  Kaiser [...]

20 05, 2016

Healthcare Transparency Tools: A Hit Or Miss?

By |May 20th, 2016|Employee Benefits|Comments Off on Healthcare Transparency Tools: A Hit Or Miss?

healthcare toolsWe used to say that people have more information about the price of the next car that they’re going to buy then the next knee surgery or MRI that they are going to have. Furthermore, because there is [...]

6 01, 2016

NC Healthcare Benefits & Cost Survey Now Open

By |January 6th, 2016|Employee Benefits|Comments Off on NC Healthcare Benefits & Cost Survey Now Open

NC Healthcare Benefits & Cost Survey Blog ImageOver the past couple of years, employers have been reevaluating and redefining the benefit norms. They are trying to remain competitive and take care of employees, while managing costs. That’s where the NC [...]

9 12, 2015

8 Myths In Healthcare Consumerism

By |December 9th, 2015|Employee Benefits|Comments Off on 8 Myths In Healthcare Consumerism

Having employees take a larger role in healthcare spending decisions aka Healthcare Consumerism, usually starts with giving the employee more skin in the game through higher deductibles or use of high deductible health plans coupled with health savings accounts. The employee benefit [...]

17 08, 2015

Increased Quality Metrics = Increased Quality Of Care?

By |August 17th, 2015|Employee Benefits|Comments Off on Increased Quality Metrics = Increased Quality Of Care?

One of the prominent market dynamics we see is the shift in the way we pay for healthcare; from transactional medicine where a physician earns money for each service, to outcomes based medicine where physicians earn based on [...]

11 06, 2015

Carriers Propose Double Digit Rate Increase

By |June 11th, 2015|Employee Benefits|Comments Off on Carriers Propose Double Digit Rate Increase

ThinkstockPhotos-462353407It’s that time of year again – carriers across the country file new rates for the coming calendar year.

In fact, just this past week Blue Cross Blue Shield of NC (BCBSNC) filed a significant rate increase request [...]

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