jlowe

About Jay Lowe

Area VP, Health & Welfare Consultant - Jay leverages our resources and provides expert consultation in the area of benefit plan design and development. Jay’s energetic and positive outlook makes him a great add to the HCW team.
14 11, 2018

Make Sure that You Are Compliant during Open Enrollment

By |November 14th, 2018|Employee Benefits|Comments Off on Make Sure that You Are Compliant during Open Enrollment

Make Sure that You Are Compliant during Open EnrollmentDuring this time of the year, many employers are renewing their benefits plans and undergoing open enrollment, which allows employees to make changes to their benefit elections. There are several moving pieces handled [...]

6 09, 2018

What to Expect with the End of the Individual Mandate

By |September 6th, 2018|Compliance|Comments Off on What to Expect with the End of the Individual Mandate

What to Expect with the End of the Individual MandateThe Patient Protection and Affordable Care Act (PPACA) created a tax penalty for individuals who do not have qualifying medical coverage as specified under the law. Many people felt the government was [...]

18 06, 2018

Can Congress Control Rising Healthcare Costs?

By |June 18th, 2018|Employee Benefits|Comments Off on Can Congress Control Rising Healthcare Costs?

Can Congress Control Rising Healthcare CostI was pleased to see a recent publication from Senator Bill Cassidy (R-LA), who is not only a member of Congress but also a medical doctor who provided patient care in Louisiana’s charity hospital system for [...]

28 03, 2018

Possible Changes for HSAs on the Way

By |March 28th, 2018|Employee Benefits|Comments Off on Possible Changes for HSAs on the Way

Possible Changes for HSAs on the WayRecent legislation has been introduced by U.S. Rep. Mike Kelly (R-PA) that would allow employers to offer increased benefits to employees who have a Health Savings Account (HSA). The proposed “Bipartisan HSA Improvement Act” [...]

16 01, 2018

Are Association Health Plans On The Rise?

By |January 16th, 2018|Employee Benefits, Uncategorized|Comments Off on Are Association Health Plans On The Rise?

Are Association Health Plans On The Rise?As health insurance premiums continue to rise, more and more employers are looking for ways to continue to offer coverage while keeping the costs affordable for their employees. This is especially true for small groups (fewer [...]

13 11, 2017

Is It Time to Evaluate Your PTO Policy?

By |November 13th, 2017|Employee Benefits|Comments Off on Is It Time to Evaluate Your PTO Policy?

Is It Time to Evaluate Your PTO PolicyAs an employee benefits consultant, I am starting to get more and more questions around PTO (paid time off) policies and best practices. Employers are considering making changes to their PTO policies as a way [...]

1 09, 2017

The Return of the Health Insurance Providers Fee in 2018 – What Can You Expect?

By |September 1st, 2017|Healthcare Reform|Comments Off on The Return of the Health Insurance Providers Fee in 2018 – What Can You Expect?

The return of the health insurance fee in 2018 As we near the end of 2017, medical insurers are faced with including the Health Insurance Providers Fee back into their rates on plans that renew on January 1, 2018. This fee has [...]

6 06, 2017

Employer Guide to Short and Long Term Disability Coverage

By |June 6th, 2017|Employee Benefits|Comments Off on Employer Guide to Short and Long Term Disability Coverage

AMEmployers can offer a wide range of benefits to their employees.  Most often, employees tend to focus on the more tangible lines of coverage. This being the lines they will use on a regular basis: medical coverage, dental coverage, [...]

30 03, 2017

Will Direct Primary Care Start Trending with Employers?

By |March 30th, 2017|Employee Benefits|Comments Off on Will Direct Primary Care Start Trending with Employers?

3-30-2017 3-00-37 PMFor many people, establishing a relationship with a primary care physician (PCP) is an important part of managing their overall health.  The PCP has first-hand knowledge of their patients’ medical history and work to coordinate care as [...]

29 11, 2016

Two Considerations For The Marketplace Open Enrollment Period

By |November 29th, 2016|Employee Benefits|Comments Off on Two Considerations For The Marketplace Open Enrollment Period

open enrollmentThe Affordable Care Act provides the ability for individuals to buy coverage regardless of any underlying medical condition.  This guaranteed issue provision has provided millions of Americans the access to health care that was not there before.  Many [...]

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