mbeck

About Mike Beck

Area VP, Health & Welfare Consulting provides expert consultation to clients in helping them to create and manage a customized benefit strategy for their employees. Mike’s active and dynamic approach to work and getting things done makes him a perfect fit in the HCW family.
5 05, 2017

Paid Family and Sick Leave: A Country Divided

By |May 5th, 2017|Employee Benefits|Comments Off on Paid Family and Sick Leave: A Country Divided

paid leaveLast year, New York became the fifth state in the nation to offer paid family leave, having enacted a paid sick leave law in 2014.  While New York is set to implement the paid family leave policy in 2018, [...]

1 03, 2017

Will Employers Embrace Qualified Small Employer Health Reimbursement Arrangements?

By |March 1st, 2017|Employee Benefits|Comments Off on Will Employers Embrace Qualified Small Employer Health Reimbursement Arrangements?

QSEHRAA new option for small employers was signed into law on December 15, 2016 as part of the 21st Century Cures Act.  The 21st Century Cures Act is a very broad piece of legislation intended to focus on accelerating [...]

13 10, 2016

Colorado Looks To A Single Payer Solution: ColoradoCare

By |October 13th, 2016|Employee Benefits|Comments Off on Colorado Looks To A Single Payer Solution: ColoradoCare

colorado careThis November, Colorado voters will have the opportunity to vote on Amendment 69 known as ColoradoCare.  The amendment would create a non-profit state-based insurance option governed by a 21 member board of trustees covering all residents [...]

6 06, 2016

High Deductible Health Plans: Gaining Steam!

By |June 6th, 2016|Employee Benefits|Comments Off on High Deductible Health Plans: Gaining Steam!

hdhpTraditional Preferred Provider Organization (PPO) health plans have been the most popular health insurance option in the U.S. since the decline of HMOs in the late 80’s to mid-90’s. But times are changing. Employers have been talking for years [...]

18 12, 2015

Will Marketplace Options Influence Employer Decisions About Narrow Networks?

By |December 18th, 2015|Employee Benefits|Comments Off on Will Marketplace Options Influence Employer Decisions About Narrow Networks?

When choosing their plans during the 2016 Marketplace Open Enrollment, most North Carolina consumers have a tough decision to make – do they choose a broad based provider network or a narrower, limited network. Most carriers operating in the Marketplace [...]

4 12, 2015

Will Your Hospital Be Your New Insurance Company?

By |December 4th, 2015|Health Management|Comments Off on Will Your Hospital Be Your New Insurance Company?

Hospitals and insurance carriers have never seen exactly eye to eye.  Hospitals are in the business of providing healthcare, and insurers make money by limiting or rationing the care that gets delivered.  One possible solution for the hospitals?  Become their own [...]

6 07, 2015

Will Uber Have To Provide Health Insurance To Its Drivers?

By |July 6th, 2015|Employee Benefits|Comments Off on Will Uber Have To Provide Health Insurance To Its Drivers?

ThinkstockPhotos-468971613Until recently, Uber, a transportation network company, has been a proponent of the Affordable Care Act (ACA) and particularly the opening of the federal and state-based exchanges. Why? Since Uber does not offer health insurance, the exchanges provide an [...]

11 05, 2015

Telemedicine | A Growing Trend But Still Facing Challenges

By |May 11th, 2015|Employee Benefits|Comments Off on Telemedicine | A Growing Trend But Still Facing Challenges

?????????“Telemedicine” is the practice of medicine using electronic communication, information technology or other means between a physician in one location and a patient in another location. Once thought of as a solution primarily reserved for individuals living in rural [...]

2 03, 2015

New Specialty Medications Expected To Cost Billions

By |March 2nd, 2015|Health Management|Comments Off on New Specialty Medications Expected To Cost Billions

specialty medicationDrug costs are expected to rise in the next few years primarily due to the high costs associated with specialty medications. While less than 1% of a typical employer group population utilizes specialty medications, they can account for up to [...]

22 12, 2014

Employee Cost Share Continues To Rise Under The ACA

By |December 22nd, 2014|Healthcare Reform|Comments Off on Employee Cost Share Continues To Rise Under The ACA

rising cost graphOne of the widely promoted tenets of the Affordable Care Act (ACA) is the theory that it would inevitably lower healthcare costs for all.  According to the 2014 North Carolina Employee Cost and Benefits Survey, the average deductible for [...]

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