Disability insurance may sometimes be the forgotten benefit in an employee’s health and welfare benefits package since no one plans on becoming disabled. While disability coverage may not be on the top of employees minds, the Council for Disability Awareness says that more than one in four of today’s 20-year-olds can expect to be out […]
With medical expenses continuing to rise many employees are using their HSA accounts to pay for everyday medical expenses rather than saving the money for any catastrophic or unplanned expense.
The concept of presenteeism has been around for a long time and can pose a significant drain on a company’s bottom line. While employers know what presenteeism is, the real question is: Do they know how to help their employees avoid it and continue to be productive workers?
With the popularity of High Deductible Health Plans (HDHP) in recent years, many employers offer at least one HDHP. In a nutshell, HDHPs have low monthly premium payments, but have high deductibles. While these HDHP options provide potential cost savings to healthy employers through lower premiums, the real question is: Do employees really understand them?