Will 2018 Be The Year of Transformational Change in Healthcare?

By |February 20th, 2018|Categories: Employee Benefits|

Healthcare has been on a hyperinflation for many years and is often the most volatile expense that companies manage.  As labor markets tighten, employers are taking a fresh look at the tools they use to [...]

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Idaho wants to sell Non-PPACA Compliant Plans

By |February 8th, 2018|Categories: Employee Benefits|

Recently, the state of Idaho issued new guidelines that will allow insurers in the state to sell plans that do not comply with the Patient Protection Affordable Care Act’s (PPACA) essential health benefits requirements. As [...]

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Debates Continue Over Health System Merger

By |February 1st, 2018|Categories: Employee Benefits|

In August 2017, UNC Healthcare and Carolinas HealthCare Systems announced a plan to form a new consolidated organization. Was that a promising idea? That’s a question Mike Beck tried to answer in his blog about [...]

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The CHIP Extension: Potential Impacts for Employers

By |January 31st, 2018|Categories: Employee Benefits|

As the federal government has worked to negotiate a funding resolution, the last several months have brought uncertainty around potential changes to the Patient Protection Affordable Care Act (PPACA). One successful program that was under [...]

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Investing In Paid Family Leave

By |January 17th, 2018|Categories: Employee Benefits|

Are you ready to invest your organizational dollars to compensate for paid family leave? With the onset of 2018, one major state amended their Disability Benefits Law (DBL) to mandate paid family leave for those [...]

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Are Association Health Plans On The Rise?

By |January 16th, 2018|Categories: Employee Benefits, Uncategorized|

As health insurance premiums continue to rise, more and more employers are looking for ways to continue to offer coverage while keeping the costs affordable for their employees. This is especially true for small groups [...]

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How are You Educating Your Employees about High Deductible Health Plans?

By |January 9th, 2018|Categories: Employee Benefits|

With the popularity of High Deductible Health Plans (HDHP) in recent years, many employers offer at least one HDHP. In a nutshell, HDHPs have low monthly premium payments, but have high deductibles. While these HDHP [...]

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Do You Understand Your Workforce?

By |December 27th, 2017|Categories: Employee Benefits|

In this competitive labor market employers continue to look for ways to reward employees and hire qualified candidates. According to the Department of Labor, the unemployment rate is currently at 4.1% (November 2017), which is [...]

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Employee Leaves of Absence Challenge Employers

By |December 21st, 2017|Categories: Employee Benefits|

We are currently experiencing a very tight labor market. Many corporations are reporting that enormous growth is possible but they simply can’t hire enough people to deliver the additional business. Ironically, one of the top [...]

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Top 5 Things To Do if You Receive IRS Letter 226-J

By |December 19th, 2017|Categories: Compliance|

Although the current administration has directed the federal agencies to use their regulatory authority to simplify and delay certain provisions of the Patient Protection and Affordable Care Act (PPACA), many employers may be surprised to [...]

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Medical Cost Trend 2018: New Year, New Normal

By |December 18th, 2017|Categories: Employee Benefits|

PwC released their annual report on Medical cost trend “Behind the numbers 2018.” Highlighted below is a brief summary of some of their predictions and how employers may be impacted. Single Digit Medical Trend According [...]

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Highlights from Gallagher’s 2017 Compliance Review

By |November 30th, 2017|Categories: Compliance|

Earlier this month, Gallagher Benefit Services Compliance Advisors released their 2017 Year-end Review and Reminders technical bulletin. Highlighted below are a few items mentioned in the bulletin and how employers and carriers are responding to [...]

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Fun Ways to Maintain Your HR Certification

By |November 22nd, 2017|Categories: Employee Benefits|

As we approach the end of 2017, it’s important to stay on track with all the required continuing education to keep your HR certifications current. After the highly publicized split between the Society of Human [...]

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Five Tips to Help Employees Maximize Their 401k Contributions

By |November 21st, 2017|Categories: Employee Benefits|

There is often a struggle to provide employees with a quality benefits package at a cost they can afford and continue to run a profitable company. As benefit costs continue to increase, employers are seeking [...]

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Is It Time to Evaluate Your PTO Policy?

By |November 13th, 2017|Categories: Employee Benefits|

As an employee benefits consultant, I am starting to get more and more questions around PTO (paid time off) policies and best practices. Employers are considering making changes to their PTO policies as a way [...]

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With an Aging Workforce – Have You Given Your Benefit Plan a Proper Checkup?

By |November 1st, 2017|Categories: Employee Benefits|

In the past, most individuals looked forward to an early retirement, or at the very least, retiring when they turned 65. However, new statistics show that many Americans are working past age 65. Many factors [...]

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President Trump Ends Cost-Sharing Reductions: How will that impact North Carolinians?

By |October 24th, 2017|Categories: Healthcare Reform|

On October 12, 2017, the Trump administration announced that they would stop funding the cost-sharing reduction (CSR) payments that the lowest income participants purchasing coverage in the Marketplace receive. These cost-sharing reduction payments are for [...]

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Is Your HDHP Ruining Your Disease Management and Wellness Program Outcomes?

By |October 17th, 2017|Categories: Health Management|

Healthcare costs continue to trend upward and high-deductible health plans (HDHPs) are increasing in popularity as a means of reducing associated premiums. The thought is that the higher cost-sharing requirements of HDHPs would incentivize participants [...]

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Amazon and the Prescription Question

By |October 12th, 2017|Categories: Health Management|

Would you order prescription drugs through Amazon? That is one of the questions Amazon is likely trying to answer as they decide whether or not to create a pharmacy benefit manager (PBM), contract with an [...]

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The Impact of Association Medical Insurance Plans

By |October 10th, 2017|Categories: Healthcare Reform|

President Trump recently stated he may issue an executive order to allow individuals to purchase insurance coverage across state lines and through associations. As with any other healthcare regulation, there will be financial winners and [...]

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