Opioid Misuse in the Workforce: A sign of decreasing Resilience and Burnout?

By |April 9th, 2018|Categories: Health Management|

You’ve likely seen the headlines in HR newsletters, social media, or even the evening news: The United States is currently in the midst of a public health emergency related to the opioid crisis. Although the [...]

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Managing Your Medical Costs

By |April 3rd, 2018|Categories: Employee Benefits|

After over 25 years in the benefits industry, I have seen a lot of changes. Creating a strategy around your benefits program and executing that strategy is hard work, and the challenges and choices are [...]

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Possible Changes for HSAs on the Way

By |March 28th, 2018|Categories: Employee Benefits|

Recent legislation has been introduced by U.S. Rep. Mike Kelly (R-PA) that would allow employers to offer increased benefits to employees who have a Health Savings Account (HSA). The proposed “Bipartisan HSA Improvement Act”  would [...]

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Stop Loss Markets Putting the Brakes On

By |March 26th, 2018|Categories: Employee Benefits|

Recent trends in the medical stop loss market are showing most stop loss risk managers have been suffering significant losses in the past few years. This can be attributed to an increased number of high [...]

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Is Presenteeism Impacting Your Bottom Line?

By |March 14th, 2018|Categories: Employee Benefits|

The concept of presenteeism has been around for a long time and can pose a significant drain on a company’s bottom line. While employers know what presenteeism is, the real question is: Do they know [...]

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The Total Rewards Needle is moving – Are you on Target?

By |March 13th, 2018|Categories: Employee Benefits|

The ability to attract and retain top talent remains a top priority with employers. In fact, according to Gallagher’s most recent benchmarking survey, having the ability to recruit and keep a highly qualified workforce remains [...]

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Should You Use Your Insurance to Pay for Prescription Drugs or Just Pay Cash?

By |February 26th, 2018|Categories: Employee Benefits|

Recently, my spouse went to the pharmacy to fill a prescription and ended up paying cash because she did not have her insurance card. A few days later, I went back with the card to [...]

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Will 2018 Be The Year of Transformational Change in Healthcare?

By |February 20th, 2018|Categories: Employee Benefits|

Healthcare has been on a hyperinflation for many years and is often the most volatile expense that companies manage.  As labor markets tighten, employers are taking a fresh look at the tools they use to [...]

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Idaho wants to sell Non-PPACA Compliant Plans

By |February 8th, 2018|Categories: Employee Benefits|

Recently, the state of Idaho issued new guidelines that will allow insurers in the state to sell plans that do not comply with the Patient Protection Affordable Care Act’s (PPACA) essential health benefits requirements. As [...]

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Debates Continue Over Health System Merger

By |February 1st, 2018|Categories: Employee Benefits|

In August 2017, UNC Healthcare and Carolinas HealthCare Systems announced a plan to form a new consolidated organization. Was that a promising idea? That’s a question Mike Beck tried to answer in his blog about [...]

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The CHIP Extension: Potential Impacts for Employers

By |January 31st, 2018|Categories: Employee Benefits|

As the federal government has worked to negotiate a funding resolution, the last several months have brought uncertainty around potential changes to the Patient Protection Affordable Care Act (PPACA). One successful program that was under [...]

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Investing In Paid Family Leave

By |January 17th, 2018|Categories: Employee Benefits|

Are you ready to invest your organizational dollars to compensate for paid family leave? With the onset of 2018, one major state amended their Disability Benefits Law (DBL) to mandate paid family leave for those [...]

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Are Association Health Plans On The Rise?

By |January 16th, 2018|Categories: Employee Benefits, Uncategorized|

As health insurance premiums continue to rise, more and more employers are looking for ways to continue to offer coverage while keeping the costs affordable for their employees. This is especially true for small groups [...]

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How are You Educating Your Employees about High Deductible Health Plans?

By |January 9th, 2018|Categories: Employee Benefits|

With the popularity of High Deductible Health Plans (HDHP) in recent years, many employers offer at least one HDHP. In a nutshell, HDHPs have low monthly premium payments, but have high deductibles. While these HDHP [...]

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Do You Understand Your Workforce?

By |December 27th, 2017|Categories: Employee Benefits|

In this competitive labor market employers continue to look for ways to reward employees and hire qualified candidates. According to the Department of Labor, the unemployment rate is currently at 4.1% (November 2017), which is [...]

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Employee Leaves of Absence Challenge Employers

By |December 21st, 2017|Categories: Employee Benefits|

We are currently experiencing a very tight labor market. Many corporations are reporting that enormous growth is possible but they simply can’t hire enough people to deliver the additional business. Ironically, one of the top [...]

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Top 5 Things To Do if You Receive IRS Letter 226-J

By |December 19th, 2017|Categories: Compliance|

Although the current administration has directed the federal agencies to use their regulatory authority to simplify and delay certain provisions of the Patient Protection and Affordable Care Act (PPACA), many employers may be surprised to [...]

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Medical Cost Trend 2018: New Year, New Normal

By |December 18th, 2017|Categories: Employee Benefits|

PwC released their annual report on Medical cost trend “Behind the numbers 2018.” Highlighted below is a brief summary of some of their predictions and how employers may be impacted. Single Digit Medical Trend According [...]

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Highlights from Gallagher’s 2017 Compliance Review

By |November 30th, 2017|Categories: Compliance|

Earlier this month, Gallagher Benefit Services Compliance Advisors released their 2017 Year-end Review and Reminders technical bulletin. Highlighted below are a few items mentioned in the bulletin and how employers and carriers are responding to [...]

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Fun Ways to Maintain Your HR Certification

By |November 22nd, 2017|Categories: Employee Benefits|

As we approach the end of 2017, it’s important to stay on track with all the required continuing education to keep your HR certifications current. After the highly publicized split between the Society of Human [...]

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