UNC Health Care Set to Merge with Carolinas HealthCare – Is This Good for Consumers?

By |September 15th, 2017|Categories: Health Management|

On August 31, 2017, UNC Health Care announced a plan to merge with Carolinas HealthCare. This merger, if approved, would bring together the nation’s second largest healthcare system with a renowned, academic-based teaching hospital that [...]

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States Protecting Consumers Against Balance Bills

By |September 15th, 2017|Categories: Employee Benefits|

Many healthcare consumers have experienced going to the hospital to receive care after checking that the hospital selected was in the carrier’s network, only to later discover that one of the doctors who provided care [...]

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The Impact of Opioid Abuse on Employers

By |September 12th, 2017|Categories: Health Management|

The United States tops the world in drug deaths. More people died from overdoses in 2015 than car accidents and gun violence. Employers are not isolated from these results. One senior manufacturing manager describes this [...]

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Make Your Benefits Renewal Easy with These Tips

By |September 12th, 2017|Categories: Employee Benefits|

As we enter the busiest time of year for benefit renewals, it’s important to consider these three guidelines that can make the renewal process go smoothly for you and your employees. 1.  Get a Head [...]

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Employee Wellness: Are You Adapting Your Plans to Remain Relevant?

By |September 12th, 2017|Categories: Employee Benefits|

“Uncertainty” tends to be the common word that best describes how employees and employers feel about healthcare these days. Based on a recent study “Wellness in the Workplace,” only 24% of employers believe employees take [...]

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The Return of the Health Insurance Providers Fee in 2018 – What Can You Expect?

By |September 1st, 2017|Categories: Healthcare Reform|

As we near the end of 2017, medical insurers are faced with including the Health Insurance Providers Fee back into their rates on plans that renew on January 1, 2018. This fee has been included [...]

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Can Better Health Insurance Literacy Reduce Employer Medical Costs?

By |August 8th, 2017|Categories: Employee Benefits|

Health literacy – understanding your health status and how to navigate our ever-complex healthcare system – has been an important topic for healthcare consumers for years. With the Patient Protection and Affordable Care Act (PPACA) [...]

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COBRA and Severance Agreements – A Gift or a Curse?

By |August 4th, 2017|Categories: Employee Benefits|

Employers sometimes allow former employees to remain on their health insurance plan for some period of time after termination of employment at no cost or reduced cost to the terminated employee.  While this may seem [...]

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Employees Are Not Taking Full Advantage of Health Savings Accounts

By |July 28th, 2017|Categories: Employee Benefits|

We continue to see an increase in the number of employers offering High Deductible Health Plans. In fact, according to the CAI 2017 Healthcare Benefits and Cost survey, approximately 40% of North Carolina employers now [...]

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It’s Better to Nudge than Push Benefit Program Selections

By |July 19th, 2017|Categories: Employee Benefits|

For those of you that have a summer reading list, I’d recommend “Nudge, Improving Decisions About Health, Wealth, and Happiness” by Richard H. Thaler and Cass R. Sunstein. While not a new book, it holds [...]

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New Trends in Wearable Healthcare Technology

By |July 11th, 2017|Categories: Employee Benefits|

As our population continues to age, correlating with increased prevalence of chronic conditions, the importance of monitoring vital-signs is becoming ever more essential to maintaining appropriate health levels.  Over the past few years, wearable technologies [...]

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Communicating the Realities of the Individual Market To Employees

By |July 11th, 2017|Categories: Employee Benefits|

Individual plans, as described in the Affordable Care Act, continue to receive a lot of attention in the news.  As recently reported in the Wall Street Journal  multiple major insurance carriers throughout the country have [...]

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So You’re Ready to Exit Your PEO, Now What?

By |June 16th, 2017|Categories: Employee Benefits|

A PEO, or Professional Employer Organization, is a tool some companies use to offload a variety of responsibilities to a third party. These responsibilities can include payroll, business insurance, recruiting and onboarding, employee benefits, and [...]

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Employer Guide to Short and Long Term Disability Coverage

By |June 6th, 2017|Categories: Employee Benefits|

Employers can offer a wide range of benefits to their employees.  Most often, employees tend to focus on the more tangible lines of coverage. This being the lines they will use on a regular basis: [...]

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Are You Ready For Gen Z?

By |June 5th, 2017|Categories: Human Resources|

More importantly, can you speak their language? For the past decade, we have been adapting to Millennials in the workplace but the new generation, Gen Z, will challenge our communication plans like nothing in the [...]

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Healthcare in Retirement a Growing Concern for Employees

By |May 31st, 2017|Categories: Employee Benefits|

As healthcare costs continue to rise and the direction of healthcare remains in flux, many people are growing concerned as to how they will pay for both their premiums and medical expenses. Among those concerned [...]

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NC Healthcare Benefits And Cost Survey: The Results Are In!

By |May 10th, 2017|Categories: Employee Benefits|

As an employer, do you find yourself asking the following questions about medical insurance: “What’s the average increase?” “How do my rates compare to market?” “Are my benefits and payroll deductions competitive?” “Should I implement [...]

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Paid Family and Sick Leave: A Country Divided

By |May 5th, 2017|Categories: Employee Benefits|

Last year, New York became the fifth state in the nation to offer paid family leave, having enacted a paid sick leave law in 2014.  While New York is set to implement the paid family [...]

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Heads Up: HR Technology Has Everyone Looking Down

By |April 27th, 2017|Categories: Human Resources|

It is not your imagination that everyone is staring at their laps. Mobile and wearables have the focus of your employees and they are increasingly wanting you to deliver benefit content and updates to them [...]

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Proposed Senate Bills Look to Expand Telehealth Usage in Medicare

By |April 18th, 2017|Categories: Employee Benefits|

As shared by my colleague Dax Hill, telemedicine has continued to gain in popularity over the past couple of years.   In our local market, Aetna, Cigna, and UHC have already added telemedicine to their fully [...]

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