Are Association Health Plans On The Rise?

By |January 16th, 2018|Categories: Employee Benefits, Uncategorized|

As health insurance premiums continue to rise, more and more employers are looking for ways to continue to offer coverage while keeping the costs affordable for their employees. This is especially true for small groups [...]

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How are You Educating Your Employees about High Deductible Health Plans?

By |January 9th, 2018|Categories: Employee Benefits|

With the popularity of High Deductible Health Plans (HDHP) in recent years, many employers offer at least one HDHP. In a nutshell, HDHPs have low monthly premium payments, but have high deductibles. While these HDHP [...]

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Do You Understand Your Workforce?

By |December 27th, 2017|Categories: Employee Benefits|

In this competitive labor market employers continue to look for ways to reward employees and hire qualified candidates. According to the Department of Labor, the unemployment rate is currently at 4.1% (November 2017), which is [...]

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Employee Leaves of Absence Challenge Employers

By |December 21st, 2017|Categories: Employee Benefits|

We are currently experiencing a very tight labor market. Many corporations are reporting that enormous growth is possible but they simply can’t hire enough people to deliver the additional business. Ironically, one of the top [...]

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Top 5 Things To Do if You Receive IRS Letter 226-J

By |December 19th, 2017|Categories: Compliance|

Although the current administration has directed the federal agencies to use their regulatory authority to simplify and delay certain provisions of the Patient Protection and Affordable Care Act (PPACA), many employers may be surprised to [...]

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Medical Cost Trend 2018: New Year, New Normal

By |December 18th, 2017|Categories: Employee Benefits|

PwC released their annual report on Medical cost trend “Behind the numbers 2018.” Highlighted below is a brief summary of some of their predictions and how employers may be impacted. Single Digit Medical Trend According [...]

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Highlights from Gallagher’s 2017 Compliance Review

By |November 30th, 2017|Categories: Compliance|

Earlier this month, Gallagher Benefit Services Compliance Advisors released their 2017 Year-end Review and Reminders technical bulletin. Highlighted below are a few items mentioned in the bulletin and how employers and carriers are responding to [...]

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Fun Ways to Maintain Your HR Certification

By |November 22nd, 2017|Categories: Employee Benefits|

As we approach the end of 2017, it’s important to stay on track with all the required continuing education to keep your HR certifications current. After the highly publicized split between the Society of Human [...]

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Five Tips to Help Employees Maximize Their 401k Contributions

By |November 21st, 2017|Categories: Employee Benefits|

There is often a struggle to provide employees with a quality benefits package at a cost they can afford and continue to run a profitable company. As benefit costs continue to increase, employers are seeking [...]

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Is It Time to Evaluate Your PTO Policy?

By |November 13th, 2017|Categories: Employee Benefits|

As an employee benefits consultant, I am starting to get more and more questions around PTO (paid time off) policies and best practices. Employers are considering making changes to their PTO policies as a way [...]

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With an Aging Workforce – Have You Given Your Benefit Plan a Proper Checkup?

By |November 1st, 2017|Categories: Employee Benefits|

In the past, most individuals looked forward to an early retirement, or at the very least, retiring when they turned 65. However, new statistics show that many Americans are working past age 65. Many factors [...]

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President Trump Ends Cost-Sharing Reductions: How will that impact North Carolinians?

By |October 24th, 2017|Categories: Healthcare Reform|

On October 12, 2017, the Trump administration announced that they would stop funding the cost-sharing reduction (CSR) payments that the lowest income participants purchasing coverage in the Marketplace receive. These cost-sharing reduction payments are for [...]

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Is Your HDHP Ruining Your Disease Management and Wellness Program Outcomes?

By |October 17th, 2017|Categories: Health Management|

Healthcare costs continue to trend upward and high-deductible health plans (HDHPs) are increasing in popularity as a means of reducing associated premiums. The thought is that the higher cost-sharing requirements of HDHPs would incentivize participants [...]

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Amazon and the Prescription Question

By |October 12th, 2017|Categories: Health Management|

Would you order prescription drugs through Amazon? That is one of the questions Amazon is likely trying to answer as they decide whether or not to create a pharmacy benefit manager (PBM), contract with an [...]

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The Impact of Association Medical Insurance Plans

By |October 10th, 2017|Categories: Healthcare Reform|

President Trump recently stated he may issue an executive order to allow individuals to purchase insurance coverage across state lines and through associations. As with any other healthcare regulation, there will be financial winners and [...]

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7 Ways PPACA Has Influenced Bankruptcies in the United States

By |October 9th, 2017|Categories: Healthcare Reform|

As Congress continues to develop a replacement option for the Patient Protection Affordable Care Act (PPACA), it’s important to recognize one little-known fact: PPACA has dramatically reduced the number of Americans who file for bankruptcy [...]

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Next Big Trend in Benefits: Student Loan Repayment

By |October 3rd, 2017|Categories: Employee Benefits|

Because millennials account for as much as 35% of the working population, employers are seeking ways to recruit and retain this growing part of their employee base. However, these younger workers, many of whom came [...]

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UNC Health Care Set to Partner with Carolinas HealthCare – Is This Good for Consumers?

By |September 15th, 2017|Categories: Health Management|

On August 31, 2017, UNC Health Care announced a plan to merge with Carolinas HealthCare. This merger, if approved, would bring together the nation’s second largest healthcare system with a renowned, academic-based teaching hospital that [...]

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States Protecting Consumers Against Balance Bills

By |September 15th, 2017|Categories: Employee Benefits|

Many healthcare consumers have experienced going to the hospital to receive care after checking that the hospital selected was in the carrier’s network, only to later discover that one of the doctors who provided care [...]

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The Impact of Opioid Abuse on Employers

By |September 12th, 2017|Categories: Health Management|

The United States tops the world in drug deaths. More people died from overdoses in 2015 than car accidents and gun violence. Employers are not isolated from these results. One senior manufacturing manager describes this [...]

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