President-Elect And Others Zero In On Interstate Selling Of Insurance

By |November 15th, 2016|Categories: Healthcare Reform|

With a multitude of articles being released this week post-election, a common thread appears that changes could be afoot for the Affordable Care Act (ACA) and health insurance in general.  Throughout President-elect Trump’s campaign he [...]

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Does Medicaid Expansion Yield Carrier Profitability?

By |October 31st, 2016|Categories: Healthcare Reform|

There’s an awful lot of talk about Obamacare these days, especially with the recent news that premiums for Affordable Care Act (ACA) plans in the federal marketplace are set to rise by an average of [...]

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The Labor Market Squeeze

By |October 27th, 2016|Categories: Employee Benefits|

Many employers are expressing concerns that it’s becoming increasingly difficult to find qualified applicants.  A couple of recent surveys outline the problem facing employers: Graham Personnel found that 59% of employers are having difficulty hiring [...]

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Avoid Making Bad Hire Decisions

By |October 18th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. A great hire can inject a spark in your organization [...]

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Colorado Looks To A Single Payer Solution: ColoradoCare

By |October 13th, 2016|Categories: Employee Benefits|

This November, Colorado voters will have the opportunity to vote on Amendment 69 known as ColoradoCare.  The amendment would create a non-profit state-based insurance option governed by a 21 member board of trustees covering all [...]

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Will Carrier Consolidation Drive Prices Up or Down?

By |October 10th, 2016|Categories: Employee Benefits|

The Justice Department is questioning the merger of Aetna and Humana, and CIGNA and Anthem, citing that too much merging of insurers will create a monopoly like industry which will ultimately result in higher consumer [...]

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Administrative Errors Can Be Costly To Benefit Plans

By |September 27th, 2016|Categories: Employee Benefits|

A recent US District Court case out of Michigan places a spotlight on how important it is for employers to properly administer their benefit plans.  In the case of Van Loo v. Cajun Operating Company, [...]

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Broaching The Subject Of Retirement With Employees

By |September 23rd, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. With more millennials entering the workforce and baby boomers preparing [...]

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Blue Cross Blue Shield of North Carolina Pays Record Fine

By |September 20th, 2016|Categories: Employee Benefits|

On September 15, 2016, the North Carolina Department of Insurance (NC DOI) and Blue Cross Blue Shield of North Carolina (BCBSNC) announced a voluntary settlement in an ongoing investigation into a long string of complaints [...]

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Financial Wellness: A New Trend In Employee Benefits

By |September 13th, 2016|Categories: Employee Benefits|

Employers are becoming more invested in their employees’ wellness than ever.  Many employers understand that “wellness” can extend to other areas of their employees’ lives, including financial wellness.  According to a recent report, over half [...]

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A Look At Trends In Health Care Costs

By |September 6th, 2016|Categories: Employee Benefits|

We have all seen the effects of rising health care costs on medical insurance plans.  The days where low copays, deductibles and out-of-pocket maximums were common in most plans, now seem to be over.  As [...]

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Buyer Beware, Clipping Coupons Can Cost Your Pharmacy Plan Big Bucks

By |August 31st, 2016|Categories: Health Management|

Unfortunately, in the normal consumer world, one often thinks that a coupon or discount card will save you money.  But as we recently watched in the news, thanks to Mylan’s EpiPen price hikes, the solution [...]

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Form 5500 Revisions Impact Both Small And Large Employers

By |August 29th, 2016|Categories: Employee Benefits|

The Department of Labor (DOL), the Internal Revenue Service (IRS), and the Pension Benefit GuarantyCorporation (PBGC) recently proposed significant changes to the form 5500 which has implications for both large employers and small employers. Targeting [...]

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How to Develop Your Employees by Providing Feedback

By |August 19th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. Part of a manager’s job is to help grow and develop talent [...]

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Cyber Threats & Security – Stay Safe & Stay Compliant

By |August 17th, 2016|Categories: Compliance|

Credit cards with computer chips in them.  New online passwords every 30 days with capital letters and numbers and symbols.  Everywhere we turn these days, companies seem to be going to great new lengths to [...]

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Telemedicine: Just What The Doctor Ordered

By |August 15th, 2016|Categories: Health Management|

It’s so predictable - just like clockwork every year.  My family gets ready to go on vacation, and then it begins.  One son says his “throat is hurting” and I find out he had been [...]

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13 Million Steps And Counting – A Wellness Journey

By |August 12th, 2016|Categories: Health Management|

Chris Froome accomplished quite a feat this July, becoming Britain’s first three-time winner of the Tour de France. He was also the first Tour de France winner to defend his title in over twenty years. [...]

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Sun Setting Isn’t Just for Beach Vacations: North Carolina Small-Group Transitional Relief Is Ending In 2018!

By |July 19th, 2016|Categories: Healthcare Reform|

Small business group insurance requirements under the Affordable Care Act have been, to put it mildly, confusing. While the ACA did not require small businesses (as it defined them, those with fewer than 50 full-time [...]

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Why Top Performers Choose to Leave

By |July 12th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. During a declining economy, new hires for organizations would often come from [...]

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Is The GOP’s ACA Replacement Really “A Better Way”?

By |July 6th, 2016|Categories: Healthcare Reform|

The Republican Majority in the House of Representatives recently unveiled their latest proposal, dubbed "A Better Way," to repeal and replace the Affordable Care Act. Though the House has voted to repeal President Obama’s signature [...]

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