Administrative Errors Can Be Costly To Benefit Plans

By |September 27th, 2016|Categories: Employee Benefits|

A recent US District Court case out of Michigan places a spotlight on how important it is for employers to properly administer their benefit plans.  In the case of Van Loo v. Cajun Operating Company, [...]

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Broaching The Subject Of Retirement With Employees

By |September 23rd, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. With more millennials entering the workforce and baby boomers preparing [...]

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Blue Cross Blue Shield of North Carolina Pays Record Fine

By |September 20th, 2016|Categories: Employee Benefits|

On September 15, 2016, the North Carolina Department of Insurance (NC DOI) and Blue Cross Blue Shield of North Carolina (BCBSNC) announced a voluntary settlement in an ongoing investigation into a long string of complaints [...]

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Financial Wellness: A New Trend In Employee Benefits

By |September 13th, 2016|Categories: Employee Benefits|

Employers are becoming more invested in their employees’ wellness than ever.  Many employers understand that “wellness” can extend to other areas of their employees’ lives, including financial wellness.  According to a recent report, over half [...]

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A Look At Trends In Health Care Costs

By |September 6th, 2016|Categories: Employee Benefits|

We have all seen the effects of rising health care costs on medical insurance plans.  The days where low copays, deductibles and out-of-pocket maximums were common in most plans, now seem to be over.  As [...]

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Buyer Beware, Clipping Coupons Can Cost Your Pharmacy Plan Big Bucks

By |August 31st, 2016|Categories: Health Management|

Unfortunately, in the normal consumer world, one often thinks that a coupon or discount card will save you money.  But as we recently watched in the news, thanks to Mylan’s EpiPen price hikes, the solution [...]

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Form 5500 Revisions Impact Both Small And Large Employers

By |August 29th, 2016|Categories: Employee Benefits|

The Department of Labor (DOL), the Internal Revenue Service (IRS), and the Pension Benefit GuarantyCorporation (PBGC) recently proposed significant changes to the form 5500 which has implications for both large employers and small employers. Targeting [...]

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How to Develop Your Employees by Providing Feedback

By |August 19th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. Part of a manager’s job is to help grow and develop talent [...]

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Cyber Threats & Security – Stay Safe & Stay Compliant

By |August 17th, 2016|Categories: Compliance|

Credit cards with computer chips in them.  New online passwords every 30 days with capital letters and numbers and symbols.  Everywhere we turn these days, companies seem to be going to great new lengths to [...]

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Telemedicine: Just What The Doctor Ordered

By |August 15th, 2016|Categories: Health Management|

It’s so predictable - just like clockwork every year.  My family gets ready to go on vacation, and then it begins.  One son says his “throat is hurting” and I find out he had been [...]

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13 Million Steps And Counting – A Wellness Journey

By |August 12th, 2016|Categories: Health Management|

Chris Froome accomplished quite a feat this July, becoming Britain’s first three-time winner of the Tour de France. He was also the first Tour de France winner to defend his title in over twenty years. [...]

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Sun Setting Isn’t Just for Beach Vacations: North Carolina Small-Group Transitional Relief Is Ending In 2018!

By |July 19th, 2016|Categories: Healthcare Reform|

Small business group insurance requirements under the Affordable Care Act have been, to put it mildly, confusing. While the ACA did not require small businesses (as it defined them, those with fewer than 50 full-time [...]

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Why Top Performers Choose to Leave

By |July 12th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. During a declining economy, new hires for organizations would often come from [...]

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Is The GOP’s ACA Replacement Really “A Better Way”?

By |July 6th, 2016|Categories: Healthcare Reform|

The Republican Majority in the House of Representatives recently unveiled their latest proposal, dubbed "A Better Way," to repeal and replace the Affordable Care Act. Though the House has voted to repeal President Obama’s signature [...]

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A Good Job Description Is An Important Management Tool

By |July 1st, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. What comes to mind when you hear “job description?” Waste of [...]

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Marketplace Premiums Will Continue To Trend Upward In 2017

By |June 27th, 2016|Categories: Employee Benefits|

Now is the time when insurance carriers will begin determining premium pricing for their individual plans and filing for approval with state departments of insurance.  Undoubtedly, their goal will be to offer plans that meet [...]

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Do Transparency Tools Make Us Better Consumers?

By |June 22nd, 2016|Categories: Employee Benefits|

Transparency tools may make us better consumers but will they really help keep health plan costs down?  A couple of recent studies indicate that this tactical approach, which is intended to make us better shoppers [...]

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Accountable Care Organizations: What Are They?

By |June 15th, 2016|Categories: Employee Benefits|

With ever increasing costs to provide healthcare to employees, employers are searching for lower cost alternatives in the marketplace to provide adequate coverage at a cost that fits into their organization's budget. Conversely, the Affordable [...]

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What Can Group Health Plans Learn From ACA Rate Hikes?

By |June 14th, 2016|Categories: Healthcare Reform|

Just after Memorial Day, Blue Cross and Blue of North Carolina (BCBSNC) filed for an 18.8% average increase in premiums for customers who buy their coverage through www.healthcare.gov via the Affordable Care Act.  BCBSNC is [...]

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Pharmacies, Big Pharma, and Rising Prescription Prices

By |June 10th, 2016|Categories: Employee Benefits|

A key trend among medical plans lately has been the move away from traditional pharmacy tiers. In the traditional model, generics — regardless of cost — reside under the least expensive copay tiers on your [...]

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