Half Of Employees Don’t Understand Their Benefits, Study Shows

By |January 18th, 2017|Categories: Employee Benefits|

Do your employees understand your benefits?  If not, you are not alone.  A study performed by the International Foundation of Employee Benefit Plans highlighted a void that exists in Employee Benefits.  That void: communication. According [...]

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5 Tips For Implementing A Group Benefits Plan

By |January 12th, 2017|Categories: Employee Benefits|

If you operate a startup company, or your established business has recently grown larger than 50 employees, one of the most daunting items on your 2017 to-do list may be implementing a group benefits plan [...]

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NC Healthcare Benefits & Cost Survey Now Open

By |January 11th, 2017|Categories: Employee Benefits|

As the Obama era comes to a close, employers are looking ahead to the Trump Administration and trying to anticipate what changes will come down the road that will affect their benefit offerings. In order [...]

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3 Benefit Considerations For Millennials

By |January 5th, 2017|Categories: Employee Benefits|

Millennials, usually described as the emerging generation of the workforce including those born between 1980 and 1996, are quickly becoming a large percentage of the employed population.  As with every new workforce generation, employers watch [...]

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Top 10 Health Industry Issues For 2017

By |December 28th, 2016|Categories: Health Management|

As 2016 comes to a close, predictions for 2017 being released.  Pour a cup of eggnog (low-fat eggnog), and settle in for an overview of the top 10 health industry issues for 2017 released by [...]

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HSA Rules – A Quick Review

By |December 27th, 2016|Categories: Employee Benefits|

Based on the recent election, health savings accounts (HSA) are likely here to stay.  While there may be changes, including the possibility of having an HSA without enrollment in a qualified high deductible health plan, [...]

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FSA Use On The Decline: Use It, Don’t Lose It!

By |December 20th, 2016|Categories: Employee Benefits|

A recent study by Aon Hewitt, shows that Flexible Spending Account (FSA) adoption by employees is declining. According to the study, the average FSA contribution per participant fell to $1,342 in 2015, down from $1,405 [...]

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Time To Break The Link?

By |December 15th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for NC employers for HR, compliance and people development. Conventional wisdom often creates a strong linkage between performance evaluation ratings and [...]

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The Employee Incentive That Works Like No Other

By |December 7th, 2016|Categories: Human Resources|

The one reward that most employees crave, but few get, doesn’t cost anything to provide. When employers brainstorm ways to reward employees, it’s logical to put compensation, incentives, and bonuses at the top of the [...]

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Beware: Scammers Disguising As HIPAA Audits

By |December 1st, 2016|Categories: Compliance|

As reported earlier this year, the Office of Civil Rights (OCR) within the U.S. Department of Health and Human Services (HHS) has increased their audit efforts and are targeting covered entities and business associates. As [...]

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Two Considerations For The Marketplace Open Enrollment Period

By |November 29th, 2016|Categories: Employee Benefits|

The Affordable Care Act provides the ability for individuals to buy coverage regardless of any underlying medical condition.  This guaranteed issue provision has provided millions of Americans the access to health care that was not [...]

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President-Elect And Others Zero In On Interstate Selling Of Insurance

By |November 15th, 2016|Categories: Healthcare Reform|

With a multitude of articles being released this week post-election, a common thread appears that changes could be afoot for the Affordable Care Act (ACA) and health insurance in general.  Throughout President-elect Trump’s campaign he [...]

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Does Medicaid Expansion Yield Carrier Profitability?

By |October 31st, 2016|Categories: Healthcare Reform|

There’s an awful lot of talk about Obamacare these days, especially with the recent news that premiums for Affordable Care Act (ACA) plans in the federal marketplace are set to rise by an average of [...]

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The Labor Market Squeeze

By |October 27th, 2016|Categories: Employee Benefits|

Many employers are expressing concerns that it’s becoming increasingly difficult to find qualified applicants.  A couple of recent surveys outline the problem facing employers: Graham Personnel found that 59% of employers are having difficulty hiring [...]

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Avoid Making Bad Hire Decisions

By |October 18th, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. A great hire can inject a spark in your organization [...]

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Colorado Looks To A Single Payer Solution: ColoradoCare

By |October 13th, 2016|Categories: Employee Benefits|

This November, Colorado voters will have the opportunity to vote on Amendment 69 known as ColoradoCare.  The amendment would create a non-profit state-based insurance option governed by a 21 member board of trustees covering all [...]

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Will Carrier Consolidation Drive Prices Up or Down?

By |October 10th, 2016|Categories: Employee Benefits|

The Justice Department is questioning the merger of Aetna and Humana, and CIGNA and Anthem, citing that too much merging of insurers will create a monopoly like industry which will ultimately result in higher consumer [...]

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Administrative Errors Can Be Costly To Benefit Plans

By |September 27th, 2016|Categories: Employee Benefits|

A recent US District Court case out of Michigan places a spotlight on how important it is for employers to properly administer their benefit plans.  In the case of Van Loo v. Cajun Operating Company, [...]

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Broaching The Subject Of Retirement With Employees

By |September 23rd, 2016|Categories: Human Resources|

This is a guest blog post from our HR partner, CAI. CAI is a trusted resource for N.C. employers for HR, compliance and people development. With more millennials entering the workforce and baby boomers preparing [...]

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Blue Cross Blue Shield of North Carolina Pays Record Fine

By |September 20th, 2016|Categories: Employee Benefits|

On September 15, 2016, the North Carolina Department of Insurance (NC DOI) and Blue Cross Blue Shield of North Carolina (BCBSNC) announced a voluntary settlement in an ongoing investigation into a long string of complaints [...]

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