Employee Benefits

8 08, 2017

Can Better Health Insurance Literacy Reduce Employer Medical Costs?

By |August 8th, 2017|Employee Benefits|Comments Off on Can Better Health Insurance Literacy Reduce Employer Medical Costs?

health insurance literacyHealth literacy – understanding your health status and how to navigate our ever-complex healthcare system – has been an important topic for healthcare consumers for years. With the Patient Protection and Affordable Care Act (PPACA) and development of public exchanges, [...]

4 08, 2017

COBRA and Severance Agreements – A Gift or a Curse?

By |August 4th, 2017|Employee Benefits|Comments Off on COBRA and Severance Agreements – A Gift or a Curse?

COBRA and Severance Agreements – A Gift or a Curse?Employers sometimes allow former employees to remain on their health insurance plan for some period of time after termination of employment at no cost or reduced cost to the terminated employee.  While this [...]

28 07, 2017

Employees Are Not Taking Full Advantage of Health Savings Accounts

By |July 28th, 2017|Employee Benefits|Comments Off on Employees Are Not Taking Full Advantage of Health Savings Accounts

HSA AccountsWe continue to see an increase in the number of employers offering High Deductible Health Plans. In fact, according to the CAI 2017 Healthcare Benefits and Cost survey, approximately 40% of North Carolina employers now provide a Consumer Driven Health Plan [...]

19 07, 2017

It’s Better to Nudge than Push Benefit Program Selections

By |July 19th, 2017|Employee Benefits|Comments Off on It’s Better to Nudge than Push Benefit Program Selections

It’s Better to Nudge than Push - Book ReviewFor those of you that have a summer reading list, I’d recommend “Nudge, Improving Decisions About Health, Wealth, and Happiness” by Richard H. Thaler and Cass R. Sunstein. While not a new book, it [...]

11 07, 2017

New Trends in Wearable Healthcare Technology

By |July 11th, 2017|Employee Benefits|Comments Off on New Trends in Wearable Healthcare Technology

New Trends in Wearable Healthcare TechnologyAs our population continues to age, correlating with increased prevalence of chronic conditions, the importance of monitoring vital-signs is becoming ever more essential to maintaining appropriate health levels.  Over the past few years, wearable technologies that track [...]

11 07, 2017

Communicating the Realities of the Individual Market To Employees

By |July 11th, 2017|Employee Benefits|Comments Off on Communicating the Realities of the Individual Market To Employees

Confident economists discussing financial data at meeting

Individual plans, as described in the Affordable Care Act, continue to receive a lot of attention in the news.  As recently reported in the Wall Street Journal  multiple major insurance carriers throughout the country [...]

16 06, 2017

So You’re Ready to Exit Your PEO, Now What?

By |June 16th, 2017|Employee Benefits|Comments Off on So You’re Ready to Exit Your PEO, Now What?

Teachers Appreciation WeekA PEO, or Professional Employer Organization, is a tool some companies use to offload a variety of responsibilities to a third party. These responsibilities can include payroll, business insurance, recruiting and onboarding, employee benefits, and [...]

6 06, 2017

Employer Guide to Short and Long Term Disability Coverage

By |June 6th, 2017|Employee Benefits|Comments Off on Employer Guide to Short and Long Term Disability Coverage

AMEmployers can offer a wide range of benefits to their employees.  Most often, employees tend to focus on the more tangible lines of coverage. This being the lines they will use on a regular basis: medical coverage, dental coverage, [...]

31 05, 2017

Healthcare in Retirement a Growing Concern for Employees

By |May 31st, 2017|Employee Benefits|Comments Off on Healthcare in Retirement a Growing Concern for Employees

Healthcare in Retirement a Growing a Concern for EmployeesAs healthcare costs continue to rise and the direction of healthcare remains in flux, many people are growing concerned as to how they will pay for both their premiums and medical expenses. [...]

10 05, 2017

NC Healthcare Benefits And Cost Survey: The Results Are In!

By |May 10th, 2017|Employee Benefits|Comments Off on NC Healthcare Benefits And Cost Survey: The Results Are In!

top trends in healthcareAs an employer, do you find yourself asking the following questions about medical insurance:

  • “What’s the average increase?”
  • “How do my rates compare to market?”
  • “Are my benefits and payroll deductions competitive?”
  • “Should I implement a consumer driven health insurance [...]
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