Healthcare Price Transparency – Is It Achievable?

What’s one of first things you do when you make a purchase?  If you’re like me, you look at the price.  Why is purchasing healthcare different?  Is it because we’ve become insulated from the cost of care with flat-dollar copays?  Is it because once we’ve met out out-of-pocket maximum, we have little personal incentive to […]

Three Times the Cost: The Variability of Prices Paid to Hospitals by Private Health Plans

As sponsors of employer healthcare plans we have agreed to pay the healthcare costs of employees. This leaves us managing an expense that is both volatile and on a hyperinflation.  This hyperinflation, healthcare trend, has increased at a rate faster than normal inflation for many years and is driven by the rate that healthcare is […]

The Rise of Benefits for Working Parents

It’s no secret that our strengthened economy and increased demand for employees has resulted in a tightening of the U.S. labor market.  North Carolina remains at about 4% unemployment which many employers would suggest could be considered full employment.  Over the last 12-18 months I have heard one consistent message from essentially all my clients […]

Disability Insurance: An Undervalued Employee Benefit

Disability insurance may sometimes be the forgotten benefit in an employee’s health and welfare benefits package since no one plans on becoming disabled. While disability coverage may not be on the top of employees minds, the Council for Disability Awareness says that more than one in four of today’s 20-year-olds can expect to be out […]