Stop Loss Markets Putting the Brakes On

Recent trends in the medical stop loss market are showing most stop loss risk managers have been suffering significant losses in the past few years. This can be attributed to an increased number of high cost claimants, newly released specialty medications, and the required removal of lifetime plan maximums due to recent legislative changes to […]

How are You Educating Your Employees about High Deductible Health Plans?

With the popularity of High Deductible Health Plans (HDHP) in recent years, many employers offer at least one HDHP. In a nutshell, HDHPs have low monthly premium payments, but have high deductibles. While these HDHP options provide potential cost savings to healthy employers through lower premiums, the real question is: Do employees really understand them?